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To Rent or Buy? Happy Hour Experts Reveals Tips

Buying your first home can be incredibly intimidating. When’s the best time to buy a house? Are you even ready and have you saved up enough money? How do you know you picked the right real estate agent? There are so many things to consider when purchasing your dream home – but where to turn? Recently an enthusiastic group of would-be future homeowners had those questions and more answered at Brookside Real Estate’s Home Buyer Happy Hour on the Patio!

The third event in an ongoing monthly series, Brookside Real Estate’s recent Home Buyer Happy Hour was again a great success! Brookside’s own Ellen Zetmeir gave an excellent presentation on the process of becoming a first-time home buyer. She kept the presentation fun and entertaining, and, as a professional Realtor was wonderful at demystifying the many steps of the often complex home buying process.

Ellen explained how obtaining your pre-approval letter is one of the best first steps in the home-buying process. Said Ellen, “A pre-approval letter will provide you with a better understanding of what the lender will give you versus what you can realistically afford to spend on your home.”

One of Ellen’s key recommendations was to find the right real estate agent for you. Ellen explained that. “you want someone who is tech savvy, someone who you can build a personal relationship with, and, most importantly, someone who you can be open and honest with!” Ellen continued, “As your personal agent, we are here for you no matter what the situation is – from morning to late at night, we want to make this process as easy as possible for you.”

In addition to Ellen, Joe Grego, Vice President of Mortgage Banking from OakStar Bank, also spoke at the Home Buyer Happy Hour. Joe discussed the advantages of buying a home versus renting a home.

According to Joe, “Because renting is becoming increasingly expensive – and the fact that you never see a return on your rental investment – buying a home is often a financially smarter and cheaper option to renting.”

Joe continued, “Another benefit to buying a house is seeing appreciation – an increase in the value of your home over time – which everyone loves!” In closing, Joe pointed out one of the more intangible but also one of the best reasons to buy a house, said Joe, “Being able to call a house your home and building lasting memories with friends and family is a truly most invaluable advantage of buying!”

Interested in purchasing a home for the first time yourself? Brookside Real Estate would love to walk you through the process and to help you down the path to finding your own dream home! Call us at 816-333-3330 or visit us at 9 West 63rd St. If you missed the Brookside Real Estate’s August Home Buyer Happy Hour, don’t worry, we are planning another session soon. Stay tuned for details! In the meantime, take a look at the photos below from the most recent event!

Photo gallery from Home Buyer Happy Hour

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Brookside Happy Hour on the Patio!

Maybe you’ve heard about the shortage of home inventory, or maybe you’ve heard that the #NumberOneMistake millennials are making right now is to not invest in a home. For many, just the thought of buying a first home can be overwhelming. There are so many unknowns, the process seems highly complicated, there’s so much to consider, not to mention the questions you have may feel silly.

Whatever your concern, we’ve got answers at Brookside Real Estate’s Home Buyer Q&A Happy Hour on the Patio!
At Brookside Real Estate we recognize the questions are many for would-be first-time home buyers. Even if you’re not quite ready to buy a home, but would like to learn what steps you need to take to be ready financially, this Happy Hour’s for you! Our goal is to answer commonly asked questions, clear up any misconceptions, lay out steps along the home-buyer timeline, and take away the mystery from some ominous-sounding home buying terms.

To make the Happy Hour Q&A extra-informative, we’ve invited our friend Joe Grego from the mortgage business to offer his expertise! He and our very own Brookside Real Estate agent Ellen Zetmeir will join up to offer their best advice to prepare Home-Lookers to become Home-Buyers!
If you could use a little more information before you decide to look for the homes of your dreams, then this casual and fun Happy Hour’s for you!

Where: The lovely outdoor patio of Brookside Real Estate Company at 9 W 63rd Street, right here in Brookside!
When: Tuesday, August 22 from 5:30- 6:45! Stop by on your way home from work for a little food and drink and stay for the Q&A time with Real Estate and Mortgage Professionals.
What to bring: Yourself! (And any other friends who want to learn more about the home-buying process!) We will provide the food, beverages – and helpful advice!
Who: You and other would-be future first time home buyers!

See you at 5:30, Tuesday, August 22, at Brookside Real Estate Company’s first time home-buyer happy hour! Need a little more info? Drop us a line at (816) 333-3330 to learn more, or just stop by!

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Mistakes Not to Make: Homebuyers Edition

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Let’s face it, sometimes the home-buying process can be overwhelming and all you want is to make sure that you aren’t making any terrible mistakes. Brookside Real Estate understands; with that in mind we have put together a list of the most common errors people make when buying a home – and how to avoid them.

  1. Do not shop for a home without an agent.
    Since we are Real Estate Agents, this may sound a bit self-serving – but read along and you’ll see our point. First, remember as a Buyer with Brookside Real Estate Company: You don’t pay for the Realtor’s service!  The Realtor’s compensation comes from the seller. (And unlike some other local brokerages Brookside Real Estate Company charges no transaction fees to buyers.) Buyer’s Agents are solely there to make all your home-owning dreams come true, and guide you through what can be a complex legal process.Brookside Managing Broker Jim Kraus compares the process of home buying to a court case, “Just like you wouldn’t go into a court of law without proper representation, attempting to buy a home without proper professional representation from an experienced Realtor is risky.  And truly, it just makes good sense to use a Realtor to protect your personal interests when making what is generally the largest purchase of your life!”
  1. Don’t hold out for a more perfect house.
    Drive around, gather ideas of what you want, the neighborhoods you like, even make a Pinterest board – all of this is helpful. But do not shop for a home without a trusted Realtor.If you aren’t designing and building your house, then chances are there isn’t going to be one that’s perfect in every way. That’s why it is important to make a list of your “would be nice” features versus your “must haves” features. This helps keep priorities straight and may help you find the home that is truly a great match for your needs – and simplify the decision process.
  1. Don’t forget to budget for Closing Costs.
    Closing Costs are the third-party fees associated with the transactions process of buying your new home. These include appraisals, credit reports, underwriters, inspections, etc. Your Realtor will be able to give you a rough estimate of closing costs once the seller accepts your offer – but you can expect anywhere from 2% to 7% of the cost of the house for closing fees. While the sellers may sometimes contribute funds to cover some of these costs (fees), the majority will be paid by the buyer (and rolled into your total home loan). Brace yourself, and don’t forget to add Closing Costs into your budget.

So, there you have it – now you’re well on your way to avoiding the most common mistakes of the home-buying process. And, especially don’t forget Step #1: Find a great Real Estate Agent you can trust – one who’ll listen to your needs, be an expert on the neighborhood, and look out for your very best interests. Look no further than Brookside Real Estate! Give us a call at 816-333-3330, or stop in and say “Hello” at 9 W 63rd Street – located in the heart of Brookside.

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